ARTICLE: We walk through life but what legacy are we leaving behind?

We walk through life, accomplish many things and build a family along the way but what legacy are we living our kids behind? 

We live in an era that is fast paced and where some of us have to work two jobs to make ends meet.  The cost of living, higher education and health care continue to skyrocket, which sometimes doesn’t leave enough for savings.  There is little time to research and even less time to find an expert that will help build a plan for the future.  

Although our country has a structural problem, the one thing that brings us all together at the end of the day is our families. Having a plan will make sure that you have financial stability, access to a nurse during your retirement years and that our future generations can secure a better life without starting off with so much debt.

How can you build a future for yourself and your children? And how can you maintain the same quality of life during retirement?

It starts by radically changing our mentality, prioritizing financial responsibility, eliminating debt, building wealth, saving and protecting our families.  The pillar of building a healthy future starts with life insurance because of the benefits that it includes such as:

  • A tax free death benefit

  • Cash value growth (compound interest)

  • Can provide tax advantage income during retirement

  • Can provide a Long Term Care feature that is not covered by Medicare or Medicaid

  • Pay for early medical bills during a terminal illness

  • Pay off funeral expenses

  • Pay off debt

  • Pay off mortgage

  • Can potentially provide funds to cover tuition needs for your children so that they do not start their post college life in debt

Part of our process to meet our clients needs are:

  • Help our clients build a vision for retirement

  • Help our clients set a budget  

  • Help our clients eliminate debt 

  • Help our clients invest

  • Help put our clients on a path to save 6 months of their income (emergency fund)

  • Estate Planning

Every day that passes is a day you are not saving. To book an appointment click Schedule.

Juan LuengoEngage Insurance Group